There are no direct payday lenders who'll not perform a same day credit check up on the borrower. No credit rating check loans mean that your lender performs a soft credit check up on you before issuing the mortgage loan. Reasons for soft credit rating check include: Page are short-term payday loans that are provided without various formalities and usually on the net. Upon authorization from the payday lenders, the customer may have the money deposited into his bank account on a single day. The productivity of personal loans for bad credit is achieved mainly because of the short application for the loan form which will not require a large amount of facts or paperwork predicated on your creditworthiness. This way, the processing time is immensely shortened.